LEGAL AND COPYRIGHT INFORMATION

Terms of use and disclaimer

Connecticut Student Loan Foundation (CSLF) maintains this Web site on the Internet as a public
service for students, parents, financial aid professionals, education lenders, and others interested
in access to education. CSLF requires that all the visitors to our Web site adhere to the following
rules and regulations. By accessing this Web site, you indicate your acknowledgment and
acceptance of these Terms of Use ("Terms"). Please read them carefully. IF YOU DO NOT WISH
TO BE BOUND BY THESE TERMS, YOU MAY NOT ACCESS OR USE THIS WEB SITE.

CSLF reserves the right to modify or discontinue, temporarily or permanently, this Web site for
any reason, at its sole discretion, with or without notice to you. CSLF likewise may change the
terms and conditions of the Terms from time to time with or without notice to you. You agree to
review the Terms periodically to ensure that you are aware of any modifications. Your continued
access or use of this Web site after the modifications have become effective shall be deemed
your conclusive acceptance of the modified Terms.

You agree to abide by all applicable local, state, national, and international laws and regulations
in your use of this Web site. Our Web site is available only to individuals who are permitted to
use it under applicable law. If you do not qualify, please do not use our Web site. You agree to be
solely responsible for your actions and the contents of your transmissions through this Web site.
You agree not to impersonate any person or entity or falsely state or otherwise misrepresent your
identity or affiliation with a person or entity.

You agree that all access and use of this Web site and its contents is at your own risk. By using
this Web site, you acknowledge that we specifically disclaim any liability (whether based in
contract, tort, negligence, strict liability or otherwise) for any direct, indirect, incidental, common
law, statutory, regulatory, consequential, compensatory, punitive, or special damages arising out
of or in any way connected with your access to or use of this Web site, (even if we have been
advised of the possibility of such damages), including, but not limited to, any liability associated
with any viruses that may infect your computer equipment.

This disclosure shall be governed in all respects by the substantive laws of the State of
Connecticut, without regard to its provisions relating to conflict of laws. The failure of CSLF to
exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right
or provision. If any provision of the Terms is found by a court of competent jurisdiction to be
invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties'
intentions as reflected in the provision, and the other provisions of the Terms remain in full force
and effect. You agree that, regardless of any statute, regulation, or law to the contrary, any claim
or cause of action arising out of or related to use of this Web site or the Terms must be filed
within one (1) year after such claim or cause of action arose or be forever barred.

Intellectual Property Rights

This Web site contains the intellectual property of CSLF and is protected by copyright and
trademark law, international treaties, and other applicable law and regulation. Unauthorized
reproduction or distribution of its contents, in whole or in part, without the express written consent
of CSLF, may result in severe civil and criminal penalties, and will be prosecuted to the maximum
extent possible under law.

The publication or dissemination of any link to the contents of this Web site, other than a link to
www.cslf.com, without the expressed, written consent of CSLF, is prohibited.